Christians against poverty
Christians Against Poverty (CAP) is a home-grown debt counselling charity, established for 16 years, which is determined to reduce poverty caused by debt. It combines financial expertise with the care of the local church to offer free help. The nearest centre is in Alnwick, but its catchment area includes Amble. Help is available to anyone regardless of age, gender, faith or background. It helps the very poorest and uniquely sees every client in their home. CAP stays in regular contact until the client is debt free – however long that takes.
If you call CAP, they will book an appointment and a trained debt coach will visit you in your own home. They will help you budget so you have enough money to cover all necessary expenses. They will negotiate with your creditors and help set up a CAP Account, then you only have to pay one weekly or monthly amount and CAP will direct your payment to cover all your bills and debt repayments on your behalf – acting like a simple bank account. The service is free and completely removes the stress; all you have to do is stick to the programme and live within your budget.
Alnwick CAP Centre Manger, Bill McDonald, says, ‘‘We aim to bring hope and a free, practical solution to those in the area who are in debt, whilst helping individuals through the often traumatic consequences which can include divorce, going hungry and even suicide.
“Anyone in debt can receive the help and support they need through Christians Against Poverty. The worst thing someone in debt can do is nothing, so I would urge you, if you are in financial difficulty contact us – being in debt is not something you have to be ashamed of – and together we will work it out.”
So pick up the phone and call 0800 328 0006 to make an appointment; it’s easy and everyone you speak to is very friendly.